Institution Disclosures

Institution Disclosure APIs enable financial institutions to define and manage disclosure content used across digital banking experiences. These endpoints allow institutions to create, update, enable, disable, and retrieve disclosure definitions that govern regulatory agreements, online statements, and other institution‑level disclosures presented to end users.

End-user benefits

• Financial institutions can define and manage disclosure content used across digital banking experiences.
• Disclosures are used to govern regulatory agreements, online statements, and other institution‑level disclosures presented to end users.

Integration capabilities

• Manage institution disclosure definitions and content types.
• Drive registration and onboarding disclosure workflows.

Disclosure content types

Type	Description
URL	Content hosted at a URL
CONFIG	Content in configuration format
RAW	Raw text content

Scopes

Scope	Description
disclosures:read	Retrieve disclosure information
disclosures:write	Create, update, or delete disclosures

Required headers

Header	Description
Authorization	Bearer token (V2 authentication)
transactionId	Unique identifier for request tracking

Error codes (DSC_*)

Code	Message	HTTP Status Code
DSC_10002	Invalid request	400
DSC_10003	Invalid operation	501
DSC_10009	Invalid query param	400
DSC_11001	Full authentication was not provided in the request	401
DSC_11002	The authentication token is invalid	401
DSC_11003	The authentication does not authorize this request	401
DSC_11004	A location id is required for business banking users	400
DSC_12001	Request should only contain printable ASCII characters	400
DSC_12002	Request is missing a transactionId header	400
DSC_12003	Request transactionId header is too long	400
DSC_12004	Required fields are not provided or not valid	400
DSC_12005	Request cannot be blank	400
DSC_12006	Invalid or empty account type in request	400
DSC_12007	Request header is too long	400
DSC_12011	One of the request field lengths is greater than max length	400
DSC_12012	Disclosure ids from request body and URL do not match	400
DSC_12013	Request callingAppId header is too long	400
DSC_13001	Data not found for user	400
DSC_13002	Disclosures are not retrieved successfully	500
DSC_13003	Disclosures are not created successfully	500
DSC_13004	Disclosures are not updated successfully	500
DSC_22001	Internal validation error	500
DSC_23002	Error interacting with CBS Service	500
DSC_23003	Error interacting with CAS Service	500
DSC_90000	Server cannot handle this request	400
DSC_99997	Client error	400
DSC_99999	Internal server error	500

Endpoints

Create Institution Disclosure

Creates a new disclosure definition for the financial institution. The disclosure can contain

List Institution Disclosures

Retrieves all disclosures configured for the financial institution. Returns all disclosure

Update Institution Disclosure

Updates an existing institution disclosure definition. Use this to modify disclosure content,